📌 Up to $40,000 Interest-Free for Home Energy Upgrades

The Canada Greener Homes Loan is a federal financing program that offers interest-free loans of $5,000 to $40,000 to help Canadian homeowners make eligible energy-efficient home retrofits.

It works alongside the Greener Homes Grant and HER+ programs, helping homeowners cover the upfront costs of deep retrofits such as heat pumps, insulation, windows, solar panels, and more.

🔗 Official page:
Canada Greener Homes Loan – NRCAN

💰 Loan Details

  • Loan amount: $5,000 to $40,000
    • Interest rate: 0% (fixed, no interest charged)
    • Repayment term: Up to 10 years
    • Purpose: To finance eligible retrofits recommended in a pre-retrofit EnerGuide home evaluation
    • Funds are reimbursed after installation and final inspection
    • Not a grant — this is a loan you repay, but interest-free

🧩 Who Qualifies?

  • Canadian homeowners who:
    – Are eligible for the Canada Greener Homes Grant
    – Have completed a pre-retrofit EnerGuide evaluation
    – Own a primary residence (single or semi-detached, row houses, etc.)
    • You must apply after the pre-evaluation but before any upgrades begin
    • Homeowners must not have already started retrofits to qualify

🛠️ Our Support Includes:

✅ Booking EnerGuide evaluations with a licensed REA
✅ Guidance on upgrade eligibility for the loan
✅ Support completing the NRCan loan application
✅ Contractor quotes and timing coordination
✅ Post-retrofit documentation for reimbursement

🧷 Can Be Combined With:

  • Home Efficiency Rebate Plus (HER+) – up to $10,600 in rebates
    • Canada Greener Homes Grant – up to $5,000
    • Municipal retrofit programs (e.g., Toronto HELP)
    • Low-income weatherization programs
    • Clean technology and EV incentives

📞 Finance Your Retrofit — Interest-Free

Deep retrofits can improve comfort and lower bills — and now you can finance them without interest. Let us help you unlock the full value of your Greener Homes Loan.